Insurance Law

Insurance law regulates the insurance policy and claims. This field of law covers regulation of insurance business, terms and conditions of insurance policy especially with a view to safeguard consumers (policyholders) and regulation of claim handling. Insurance policy is a contract between the insurance company and policyholder. The terms of the policy must conform the principles of contract and the principles guided by the Insurance Act, 1938, the Rules made by the Central Government of India and Regulations issued by the Insurance Regulatory and Development Authority of India (IRDAI).

The IRDAI is a statutory authority established under the IRDAI Act, 1999 to protect the interests of holders of insurance policies and to regulate, promote and ensure orderly growth of the insurance industry. The non-compliance/contravention of 1938 Act and/or orders passed by the IRDAI is a penal offence under the 1938 Act. The orders passed by the IRDAI are appealable before The Securities Appellate Tribunal. The decision/order passed by the Appellate Tribunal is appealable before the Supreme Court of India under Section 15Z of the Securities and Exchange Board of India Act, 1992.

The firm provides complete legal assistance including the advice, drafting of insurance policies and other connected issues. The Firm also provides drafting of Application, Petition, Appeal, Representation or any document. The firm also represents its clients before the IRDAI, the Securities Appellate Tribunal and the Supreme Court of India on behalf of its client.

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With offices conveniently located in Delhi, Patiala House, Chandigarh, Greater noida, and Ashok nagar allahabad, we cover the entire state.

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